While there has not been much change in the positions of the top 10 Indian banks by Tier 1 capital, it is sixth-largest lender, Kotak Mahindra Bank, that tops the performance table.
The Landesbanken’s liquidity at the end of 2022 was very strong.
The government has resorted to unconventional fiscal policies.
It is too early to understand how much the new service will affect banks’ revenue.
The changing funding composition is particularly relevant in 2023 and 2024, says the European Banking Authority.
The potential risk to banks is mitigated much more than before the global financial crisis.
Total assets for the country’s financial co-operative sector reported 28.6% growth last year.
In May, households withdrew £4.6bn from banks and building societies.
M&A fees are down 35% for the year to date, dropping to a nine-year low.
Large banks in the region retain more than 70% of all banking assets, with an average size of almost €700bn.
Many banks are members of the Net-Zero Banking Alliance, but the “net zero” targets leave controversial portfolios unaddressed.
The decline also reflected the increased competition with specialist and challenger banks.
The country’s Financial Conduct Authority has written to High Street banks asking them to justify their lower savings rates.
Globally, M&A deals dropped 19.6% year-on-year in 2022. All regions, except for the Middle East and Africa, saw a year-on-year decline.
Meanwhile, countries in the region are increasing the amount of deposits protected by EU deposit guarantee schemes.
The issue is especially acute in countries still with a large ATM network, such as Germany.
Even before the collapse of Silicon Valley Bank, investors and depositors had already started shifting their money from banks into more lucrative funds.
Banks’ share prices and credit spreads have partially recovered since the volatility that followed the confidence crisis surrounding Credit Suisse and Silicon Valley Bank.
European lenders are less exposed than US banks.
The loan-to-deposit ratio across the continent has decreased since the end of the global financial crisis.