Does the region’s increasing usage of QR payments signal a wider shift towards digital finance?
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Peru’s central bank optimistic on beating inflation
The chairman of the Central Reserve Bank of Peru speaks about the country’s plan to lower inflation and further develop its banking sector.
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For sale: baby shoes, never worn
How and why we teach artificial intelligence is as important as what we teach it.
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First crypto assets issued with international securities identification numbers
Greater standardisation across traditional and digital assets will improve efficiencies in both.
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How can banks better support ethnic minority-led businesses?
The UK’s Lending Standards Board has highlighted the barriers to accessing finance facing ethnic minority-led businesses.
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Nearshoring could unleash Mexico’s potential
Nearshoring is poised to revolutionise Mexico's trade landscape, potentially adding $168 billion to its non-oil exports in the next five years, reshaping the nation's place in the global market.
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Why do regulatory change programmes fail?
While eye-wateringly large financial crime fines keep coming, banks are scrambling to improve their remediation programmes. What can institutions do to ensure the delivery of a regulatory change programme?
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‘Digital first, human always’ steers the Coventry’s finance transformation
Embracing digital, while retaining brick-and-mortar, is the Coventry’s recipe.
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Are we entering a new era of value creation for banks?
Banking profits are up, but financial institutions will likely need to reinvent themselves as the risk landscape evolves and new drivers of growth come to the fore.
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HSBC steps up its tokenisation efforts
The bank’s partnership with Ant Group is the latest in a series of blockchain projects.
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Approving bitcoin ETFs in the US
Bitcoin exchange-traded funds have been live in Canada and Europe for a while. Why would approval in the US be so important?
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The endgame for paper in global trade
Efforts to promote an electronic bill of lading and a recent UK law aim to digitalise much of global trade.
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Why European banks can better withstand interest rate risks than their US peers
Experts say different supervisory approaches mean mid-size US banks are still vulnerable to interest rate risk, while European banks remain relatively safe. But banks should set aside more capital to ensure a more resilient system.
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Global approaches to regulating rising fraud
Rampant APP fraud raises thorny questions on liability for banks across the globe. Where will regulators head next in their bid to tackle the scourge of scams?
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Michael Wiegand: It’s time for a new approach to financial inclusion
Financial inclusion needs to move beyond basic banking services. But this requires greater investment in digital infrastructure, says the director of Financial Services for the Poor at the Bill & Melinda Gates Foundation.
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Sustainable Banking Revenues Ranking 2023
For the second year in a row, Vancity has topped the annual Sustainable Banking Revenues league table, which looks at how much of banks’ overall revenue is being generated from sustainable lending, investments and underwriting.
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Watch the highlights from this year’s Global Private Banking Awards 2023, held at the Sheraton Grand London Park Lane on November 9.
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Databank
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UK high street banks still offering lower saving rates
Banks have not made substantial improvements since the FCA’s remarks in July.
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Reg Rage
Regulators come for the crypto kings
This year will be remembered as the one in which Europe’s regulators moved in on cryptocurrencies, ushering in the dawn of a newly regulated asset class after a decade-and-a-half of wild experimentation.