Bank of Valletta Bank of Valletta’s objective of maximising shareholder value has been achieved through a two-pronged strategic approach, focusing on income and cost efficiency. The group also focused on selling mortgages, while developing a range of investment products, including new collective investment schemes and life assurance products.
Public BankPublic Bank has established a capital management programme to improve the efficiency of its capital structure. This has resulted in enhanced shareholder value through improved ROE and higher share price valuation multiples. These initiatives were highlighted by the issue of subordinated notes, share buybacks and a high dividend payout ratio.