Morgan Stanley is no lightweight when it comes to tech, but moving at the speed of a start-up takes agility and a new way of working, the bank’s head of transformation tells The Banker.
Disruption may be a term both overused and under-delivered on, but ignore it at your peril.
Both challenger and traditional banks are looking to leverage cloud-based core banking systems to foster new business models, reduce operating costs and deliver better customer experience. Joy Macknight reports.
Digital is not strategy only, it is strategy and a delivery vehicle, BNY Mellon’s head of digital tells Joy Macknight.
Legacy core banking systems are well past their shelf life and adding on new layers of functionality at the front end just won’t make the grade, writes Chris Skinner.
British SMEs have often been neglected by banks, but this is changing as digital challengers give the sector attention.
Petra Hielkema, director of payments and market infrastructures at the Dutch central bank, talks to Joy Macknight about experimenting with blockchain, supporting fintechs and raising consumer awareness around the Payment Services Directive 2.
How can banks tempt coders away from the big tech titans or the exciting start-up world of unicorns, centaurs and ponies?
Estonia has the plan, resources and attitude to become the leading fintech hub in the Baltic region. But can it deliver on its dream?
Sberbank is striving to become the 'ecosystem of first choice' in Russia, and is branching out into numerous fields while embracing fintech start-ups.
Orange Bank’s deputy chief executive officer talks to The Banker about 5G’s potential impact on the banking industry.
Widespread use of artificial intelligence in financial services has encouraged debate around the ethical use of this cutting-edge technology built on vast data sets. Joy Macknight explores the issues, as well as initiatives to establish guidelines.
The enterprise transformation director at Lloyds Banking Group explains to Joy Macknight how building a diverse and flexible IT architecture will serve the UK bank well in the future.
After initial trepidation, banks are now stampeding into the cloud. But what differentiates the large cloud providers? Joy Macknight talks to five global players to find out.
Experimenting with emerging technologies and engaging with fintechs is how Commerzbank’s R&D unit aims to help deliver on the bank’s vision of becoming a digital enterprise, Michael Spitz, CEO of Main Incubator, tells Joy Macknight.
Kirsty Rutter, chief innovation officer at Barclays UK, describes to Joy Macknight how the bank is using its fintech platform, Rise, to find the right start-ups with which to partner to deliver value to its business lines.
Ezequiel Szafir, the CEO of Openbank, talks to Joy Macknight about constructing Santander’s fully digital experiment from the ground up.
The use of QR codes for payments has seen widespread take-up across emerging markets due to the low-tech, low-cost deployment. But will they conquer the developed markets?
Replacing a core banking system is not for the faint of heart but Hungary's MKB Bank took on the challenge.
ATM malware attacks are on the rise and gaining in sophistication and scale. How can banks best defend their ATM networks?