The complicated geographical and political make-up of Bosnia-Herzegovina, combined with its struggling economy and low purchasing power, makes life difficult for its overcrowded banking market. However, hope is on the horizon as economic growth picks up and looming elections bring promise of a more investor-friendly financial system.
Between a floundering economy and volatile political situation, there is little room for optimism in Ukraine. But with new leaders hoping to tackle corruption and consolidate the fragmented banking sector, and with international funds earmarked to boost commercial lending, is the tide about to turn?
Poland’s banks are all about growth in 2014. And while some prefer to grow organically, others are opting for mergers and acquisitions. However, a series of stress-tests and the fragmented nature of the country's banking environment means that some may face difficult hurdles in the coming months and years.